TIME: Varies depending on the savings trick you choose
TOOLS: Again, depends on the savings trick you use
I’m not going to let you make any excuses that you can’t save at least $2,000 for a bare-bones emergency fund. There are hundreds of ways to save money. Some of them are easy but annoying: Make coffee at home! Some of them are hard to do but more fruitful: Get a raise, but don’t spend the extra income. Here are twenty ways you can save without too much heavy lifting to get you to $2,000 in savings faster.
- Sell your unwanted gift cards.
- Set up a system with your friends and/or family to share streaming service log-ins.
- Go to matinee movies only.
- Pack your lunch.
- Bring a reusable water bottle with you everywhere.
- Uninstall any car-sharing apps on your phone.
- Sign up for your FSA (and use it!).
- Open a no-fee checking account.
- Open a high-interest savings account.
- Sell your stuff (tech, clothes, etc.).
- Don’t drink for a week (or more!).
- Take your spare change to the bank and deposit it into your savings account.
- Sign up to get your regular prescriptions through your insurance company’s mail-order service.
- Hang up your work clothes in order to save on dry cleaning.
- Download an app that will help you find cheaper gas.
- Ask for free samples when you shop for beauty products.
- Convince your employer to stock free pads and tampons.
- Make dinner every night for a week (or longer).
- Buy generic.
- Renegotiate your phone or cable bill.
Find out more easy ways to save money by picking up a copy of MONEY DIARIES by Lindsey Stanberry.
Also from Tips on Life & Love: Rewrite Your Money Story
Excerpted from Refinery29’s Money Diaries by Lindsey Stanberry. Copyright © 2018 by Refinery29. Used by permission of the publisher. All rights reserved.